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Monday, July 20, 2009

Our Government Is Here To Help Us!




> Part of rebuilding New Orleans caused residents often to be

> challenged with the task of tracing home titles back potentially

> hundreds of years.

>

>

> With a community rich with history stretching back over two

> centuries, houses have been passed along through generations of

> family, sometimes making it quite difficult to establish ownership.

>

>

> Here's a great letter an attorney wrote to the FHA on behalf of a

> client:

>

> A New Orleans lawyer sought an FHA loan for a client. He was told

> the loan would be granted if he could prove satisfactory title to a

> parcel of property being offered as collateral. The title to the

> property dated back to 1803, which took the lawyer three months to

> track down. After sending the information to the FHA, he received

> the following reply.

>

> (Actual letter):

> "Upon review of your letter adjoining your client's loan

> application, we note that the request is supported by an Abstract of

> Title. While we compliment the able manner in which you have

> prepared and presented the application, we must point out that you

> have only cleared title to the proposed collateral property back to

> 1803.

> Before final approval can be accorded, it will be necessary to clear

> the title back to its origin."

>

> Annoyed, the lawyer responded as follows:

> (actual letter):

>

> "Your letter regarding title in Case No. 189156 has been received. I

> note that you wish to have title extended further than the 194 years

> covered by the present application. I was unaware that any educated

> person in this country, particularly those working in the property

> area, would not know that Louisiana was purchased, by the U.S. ,

> from France in 1803, the year of origin identified in our

> application.

>

> For the edification of uninformed FHA bureaucrats, the title to the

> land prior to U.S. ownership was obtained from France , which had

> acquired it by Right of Conquest from Spain . The land came into the

> possession of Spain by Right of Discovery made in the year 1492 by a

> sea captain named Christopher Columbus, who had been granted the

> privilege of seeking a new route to India by the Spanish monarch,

> Isabella. The good queen, Isabella, being a pious woman and almost

> as careful about titles as the FHA, took the precaution of securing

> the blessing of the Pope before she sold her jewels to finance

> Columbus ' expedition.

>

> Now the Pope, as I'm sure you may know, is the emissary of Jesus

> Christ, the Son of God, and God, it is commonly accepted, created

> this world. Therefore, I believe it is safe to presume that God also

> made that part of the world called Louisiana .. God, therefore,

> would be the owner of origin and His origins date back, to before

> the beginning of time, the world as we know it AND the FHA. I hope

> you find God's original claim to be satisfactory.

>

> Now, may we have our damn loan?"

>

> The loan was approved.

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