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> Part of rebuilding New Orleans caused residents often to be
> challenged with the task of tracing home titles back potentially
> hundreds of years.
>
>
> With a community rich with history stretching back over two
> centuries, houses have been passed along through generations of
> family, sometimes making it quite difficult to establish ownership.
>
>
> Here's a great letter an attorney wrote to the FHA on behalf of a
> client:
>
> A New Orleans lawyer sought an FHA loan for a client. He was told
> the loan would be granted if he could prove satisfactory title to a
> parcel of property being offered as collateral. The title to the
> property dated back to 1803, which took the lawyer three months to
> track down. After sending the information to the FHA, he received
> the following reply.
>
> (Actual letter):
> "Upon review of your letter adjoining your client's loan
> application, we note that the request is supported by an Abstract of
> Title. While we compliment the able manner in which you have
> prepared and presented the application, we must point out that you
> have only cleared title to the proposed collateral property back to
> 1803.
> Before final approval can be accorded, it will be necessary to clear
> the title back to its origin."
>
> Annoyed, the lawyer responded as follows:
> (actual letter):
>
> "Your letter regarding title in Case No. 189156 has been received. I
> note that you wish to have title extended further than the 194 years
> covered by the present application. I was unaware that any educated
> person in this country, particularly those working in the property
> area, would not know that Louisiana was purchased, by the U.S. ,
> from France in 1803, the year of origin identified in our
> application.
>
> For the edification of uninformed FHA bureaucrats, the title to the
> land prior to U.S. ownership was obtained from France , which had
> acquired it by Right of Conquest from Spain . The land came into the
> possession of Spain by Right of Discovery made in the year 1492 by a
> sea captain named Christopher Columbus, who had been granted the
> privilege of seeking a new route to India by the Spanish monarch,
> Isabella. The good queen, Isabella, being a pious woman and almost
> as careful about titles as the FHA, took the precaution of securing
> the blessing of the Pope before she sold her jewels to finance
> Columbus ' expedition.
>
> Now the Pope, as I'm sure you may know, is the emissary of Jesus
> Christ, the Son of God, and God, it is commonly accepted, created
> this world. Therefore, I believe it is safe to presume that God also
> made that part of the world called Louisiana .. God, therefore,
> would be the owner of origin and His origins date back, to before
> the beginning of time, the world as we know it AND the FHA. I hope
> you find God's original claim to be satisfactory.
>
> Now, may we have our damn loan?"
>
> The loan was approved.
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